There are problems in the market as a whole, the borrower's own operation is abnormal or the supervisor fails to effectively perform the regulatory responsibility. Send "risk prompt letter" to ICBC, and notify the person in charge of the handling agency. If necessary, the centralized management platform will conduct a field visit with the handling agency to the borrower, understand the reasons for not picking up the goods, and urge the borrower to pick up the goods normally within 5 working days.